Not-For-Profit Debt Relief

Reduce your debt by up to 85%, pay no upfront fees, and do it all without filing for Bankruptcy. 
We can show you how.

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The Debt Relief Society of Western Canada is a not for profit debt counselling organization dedicated to helping Canadians become debt free. Our mission is to provide expert financial guidance and support to individuals and families struggling with debt, empowering them to take control of their finances and achieve financial stability.

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Our team of experienced counsellors is dedicated to providing personalized support to each and every client, working with them to develop a customized debt management plan that fits their unique needs and goals. 

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100% Confidential 

We strive to create a safe and supportive environment where clients can feel comfortable discussing their financial struggles and working towards a brighter, debt-free future.

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Every month thousands of Canadians ask for help from debt professionals. You're not alone! 

Talk to a professional debt counsellor to learn about your options to eliminate your debt with a payment you can afford.

Frequently Asked Questions

Will this affect my credit?

Every program will have a varying impact on your credit but it also depends on your current credit history. If you have fallen behind on your payments and have debt collectors calling, it will affect you less than if you are up to date and have good credit. It's best to discuss your situation with a Debt Counsellor to determine the impact on your credit.

Are debt relief programs the same as a debt consolidation loan?

No, debt relief programs are monthly repayment terms that are set up between you and your creditor. You are responsible for making monthly payments to the program and that payment is then distributed out to each individual creditor. Essentially you are paying the same debt back, just going about it in a different way.

What are the advantages of a debt relief program?

Debt relief programs are designed to consolidate all of your unsecured debt into one manageable monthly payment. As well, a debt repayment program can eliminate future interest charges. This means that your monthly payments are actually going towards your debt instead of padding the pockets of your creditors. 

Can you settle my debt for less than I owe?

In some cases yes! There are programs available that can see your debt reduced by up to 80%. With that said, not everyone qualifies for these programs and it is best to talk to a Debt Counsellor to see if there is a possibility of debt reduction.

Do you charge fees?

No, the Debt Relief Society is a Not-For-Profit debt counselling institution. We rely heavily on donations from our partner networks as well as our clients. Donations are not mandatory of course and if you decide you would like to support our cause please feel free to reach out. 

Will my credit affect my eligibility?

No, not at all. debt relief programs are based on your ability to make monthly payments. As long as the monthly payment fits within your budget, you can qualify for a debt relief program.

Will I lose my home or other assets?

In most cases no, your home or other assets are protected. Typically the only time you would lose an asset is if you are declaring bankruptcy or if you chose to surrender the asset yourself. 

Thank you so much

November 7, 2023

I can’t express how thankful I am to Greg and his team. They worked tirelessly to help me and found a program that significantly reduced my debt. The peace of mind I now have is priceless.

Sarah W.

Changed my life!

October 29, 2023

The Debt Relief Society changed my life! Their team of experts helped me navigate the complex world of debt relief, and I can finally see the light at the end of the tunnel. Their guidance and support were invaluable.


The Debt Relief Society of 
Western Canada

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A Debt Counsellor can review all of your options and provide you the guidance you need to become debt free

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