Reduce your debt by up to 85%, pay no upfront fees, and do it all without filing for Bankruptcy.
We can show you how.
Every program will have a varying impact on your credit but it also depends on your current credit history. If you have fallen behind on your payments and have debt collectors calling, it will affect you less than if you are up to date and have good credit. It's best to discuss your situation with a Debt Counsellor to determine the impact on your credit.
No, debt relief programs are monthly repayment terms that are set up between you and your creditor. You are responsible for making monthly payments to the program and that payment is then distributed out to each individual creditor. Essentially you are paying the same debt back, just going about it in a different way.
Debt relief programs are designed to consolidate all of your unsecured debt into one manageable monthly payment. As well, a debt repayment program can eliminate future interest charges. This means that your monthly payments are actually going towards your debt instead of padding the pockets of your creditors.
In some cases yes! There are programs available that can see your debt reduced by up to 80%. With that said, not everyone qualifies for these programs and it is best to talk to a Debt Counsellor to see if there is a possibility of debt reduction.
No, the Debt Relief Society is a Not-For-Profit debt counselling institution. We rely heavily on donations from our partner networks as well as our clients. Donations are not mandatory of course and if you decide you would like to support our cause please feel free to reach out.
No, not at all. debt relief programs are based on your ability to make monthly payments. As long as the monthly payment fits within your budget, you can qualify for a debt relief program.
In most cases no, your home or other assets are protected. Typically the only time you would lose an asset is if you are declaring bankruptcy or if you chose to surrender the asset yourself.
I can’t express how thankful I am to Greg and his team. They worked tirelessly to help me and found a program that significantly reduced my debt. The peace of mind I now have is priceless.
The Debt Relief Society changed my life! Their team of experts helped me navigate the complex world of debt relief, and I can finally see the light at the end of the tunnel. Their guidance and support were invaluable.